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Take Advantage of Year-End Savings Opportunities

Want to save money in 2023? There are many money-saving opportunities — including tax savings — that you can realize if you take action before the year ends. Here are just a few examples of what to consider:   Do you own a business? Even if it’s just a side-hustle to make extra ...

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The Psychology of Clutter

There’s an interesting psychological characteristic of clutter. We tend to notice it more in other people’s homes than in our own. In fact, we may not even realize a room in our house feels cluttered and uncomfortable to visitors.   That’s why making each room look neat and spacious is so important ...

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Data Collection & Privacy Protection

Warnings about online security breaches leading to identity theft are often based on worst-case scenarios of scams or viruses, but it’s important to be aware that commonplace online activity can also contribute to the erosion of privacy.   Most people’s social media conversations, browser histories and search-engine activities are constantly contributing to ...

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Should You Buy a Home that Needs Work?

Imagine you find a home on the market that checks all the boxes. There’s only one issue. It needs work. Perhaps the paint has faded, or the kitchen is old, or there are repairs needed. Should you make an offer on that home? That depends on many factors, of course. The first ...

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